Credit Union Mortages


Making the mortgage process easier

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The following information is from the Consumer Financial Protection Bureau and is designed to help consumers understand their loan options, shop for the mortgage that’s best for them, and avoid costly surprises at the closing table.

Tools and resources

Mortgages can be complex and confusing. We have listed several resources to help you as you navigate the mortgage process.

Your Home Loan Toolkit

This booklet takes you from budgeting to closing with worksheets, checklists, and conversation starters. You’ll get a copy when you apply for a home purchase mortgage, but you can also download a copy now.

Contact us for current loan rates and application

Download the Toolkit Now

Completing the Uniform Residential Loan Application (URLA)

IREFCU offers a free booklet that can help borrowers learn how to complete a URLA correctly. It explains each section and walks you through the process.

Shopping for your home loan

IREFCU also makes another booklet available, “Shopping for your home loan – CFPB’s Settlement Cost Booklet.” The booklet contains 40 pages of useful information regarding home loans and finding the right one for you.

Download URLA Form in PDF


Completing the Uniform Residential Loan Application (URLA)

IREFCU offers a free booklet that can help borrowers learn how to complete a URLA correctly. It explains each section and walks you through the process.

Download the URLA Guide

Shopping for your home loan

IREFCU also makes another booklet available, “Shopping for your home loan – CFPB’s Settlement Cost Booklet.” The booklet contains 40 pages of useful information regarding home loans and finding the right one for you.

Download the Booklet Now

Download URLA Form in PDF

Download the URLA Now