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IRA Share Insurance

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Individual Retirement Accounts Share Insurance

Effective April 1, 2006 the National Credit Union Administration (NCUA) increased the share insurance to $250,000 on retirement accounts such as Traditional and Roth Individual Retirement Accounts (IRAs) and SEP accounts.

This change provides greater protection and peace of mind for you, as you save for your retirement. The NCUA is in the process of updating its printed materials and the Share Insurance Estimator on its website. For more information, go to

Please note that retirement accounts are insured separately from other types of share accounts, such as savings and checking accounts.